Zoey’s Surgery: A Mother’s Plea

My daughter Zoey is 17 years old. She developed rather young and very quickly, she has a very large chest for such a petite girl. Her back, neck, and shoulders hurt daily. We saw the surgeon here in town and he agreed she needs a reduction. He said we would submit everything to insurance and he would fight to get it approved, at first her secondary insurance approved the surgery however her primary denied it, they say primary must approve though or secondary won’t pay when the time comes. The denial that Anthem sent back will not allow us or the doctors office to appeal it. Her surgery was originally supposed to take place on June 9th if everything had went as planned but obviously that timeline has gone out the window. In order to move forward we have to pay the entire out of pocket cost up front and then they will reschedule her surgery. The surgeon was willing to lower his fee and the quote we were given of $9,150 is for the surgery and everything that entails as well as an overnight stay and observation. Zoey has wanted this surgery for so long and is heartbroken right now. Insurance companies don’t care. If you can help we would be eternally grateful, thank you!